Now in 180+ countries FINTRAC licensed · Canada MSB Settle B2B in stablecoins · Under $0.01 in fees REST API for batch payouts & reconciliation Now in 180+ countries FINTRAC licensed · Canada MSB
For business

Treasury for the
borderless economy.

Corporate accounts, B2B stablecoin settlement, team cards and a REST API. The financial stack to operate worldwide — without legacy banking friction.

Read API docs
KYB in 1-3 days 30+ corporate IBANs SOC 2 ready
app.artha.money/treasury
Total balance
$8.42M
+12.4% MTD
Settled today
$284k
42 transactions
Pending
$32k
3 awaiting approval
live transactionsview all →
USDT received from Synth Labs Ltd.
0x7a8c…f421 · Ethereum · 2s ago
eth
+48,500.00
USDC payout to NovaPay GmbH
Polygon · 14s ago
poly
−12,000.00
Card · Adobe Inc.
m.singh@artha · just now
visa
−1,649.00
SEPA from Klein & Söhne
EUR account · 1m ago
sepa
+€18,200.00
Built for

Business that moves
across borders.

Whether you settle in stablecoins, pay contractors in 50 countries, or operate a Web3 product — Artha is the same primitive at every scale.

Web3 & crypto firms

On-chain treasury management, stablecoin invoicing, OTC settlement.

E-commerce & SaaS

Accept stablecoins, pay global vendors, settle in fiat or crypto.

Trading firms

OTC desks, prop shops, market makers — fast settlement, tight spreads.

Import / export

Cross-border B2B settlement in seconds, without correspondent banks.

Global payroll

Pay contractors in 180 countries — fiat or stablecoins, their choice.

Startups & scale-ups

One account from seed to Series C. Multi-entity, multi-region.

Asset managers

Fund admin, capital calls, distributions — across fiat & digital assets.

Multinationals

Consolidated treasury, real-time FX, intercompany flows.

B2B settlement

Settle in seconds.
Not days.

Replace SWIFT and correspondent banking with stablecoin rails. Pay or receive USDC, USDT — settle in your local currency at real rates.

Settlement receipt · #ATH-294817
48,500.00USDT
confirmed · 2.3s
SL
From: Synth Labs Ltd. (Singapore)
0x7a8c4e92…1f421
AC
To: ArthaCorp Treasury
USD operating · settled in fiat
NetworkEthereum L1
Network fee$0.0084
FX markup0.00%
Settle time2.3 seconds
Tx hash0x7a8c…f421

Stablecoin invoicing,
native to your books.

Issue invoices in USDT or USDC. Receive in seconds. Auto-convert to USD, EUR, GBP and 27 more — credited to your local IBAN.

  • Sub-second settlement
    vs. 2-5 business days for SWIFT.
  • Costs cents, not %
    Network fees under $0.01 on most chains. No FX markup.
  • Auto-reconciliation
    Every payment tagged with invoice ID. Push to Xero, QuickBooks, NetSuite.
  • Any chain, any chain
    Ethereum, Solana, Tron, Polygon, Base, Arbitrum, BNB Chain.
Team cards

Spend control,
at every level.

Issue Visa cards to teams, contractors, vendors. Set per-card limits, per-merchant rules, real-time freeze.

Artha Visa Platinum business card
  • Unlimited virtual cards
    Issue cards in seconds for staff, contractors, projects, departments.
  • Granular controls
    Per-card spend limits, merchant categories, geographic rules, time windows.
  • Receipt capture
    In-app uploads with auto-OCR. Pushed straight to your accounting stack.
  • USDC cashback
    Up to 1.5% back in USDC on every team card transaction.
For developers

REST API.
Webhooks. SDKs.

Ship payments, payouts, and on-chain settlement with a few lines of code. Idempotent, signed, audit-logged.

payouts.js · POST /v1/payouts
// Pay 200 contractors in USDC, settled in seconds
const payout = await artha.payouts.create({
  "asset":    "USDC",
  "network":  "polygon",
  "recipients": contractors.map(c => ({
    "address": c.wallet,
    "amount":  c.invoice_total,
    "memo":    `invoice-${c.id}`
  })),
  "webhook":  "https://acme.co/hooks/artha"
});

// → settled.confirmed in 2.4s
// → 200 recipients · $284,500 · fee $0.018

Payments infrastructure as code.

  • SDKs for Node, Python, Go, Ruby
    Typed, idempotent, fully tested.
  • Signed webhooks
    Real-time settlement, refunds, card auth events.
  • OAuth 2.0 + signing keys
    Scoped permissions, IP allowlists, full audit log.
  • Sandbox environment
    Test with mock balances, fake networks, instant clocks.
Read the docs
Pricing

Pay for what you use.
Nothing more.

Transparent pricing. No setup fees. No correspondent banking surprises.

Starter
$0 / month
For early-stage teams shipping their first payments.
  • 1 corporate IBAN (USD or EUR)
  • Up to 5 team cards
  • 100 stablecoin tx / mo
  • API + webhooks
  • Email support
Enterprise
Custom
For multinationals, asset managers and Web3 protocols.
  • Unlimited IBANs & entities
  • Volume-based stablecoin pricing
  • Custom approval workflows
  • SOC 2 / ISO reports
  • 24/7 phone & concierge
  • Dedicated infra cluster

Move money like
software.

Open your business account or talk to our sales team about a custom infrastructure deployment.

FINTRAC licensed · KYB in 1-3 days · Cancel anytime

Join waitlist. Priority at launch.

Be among the first to experience the future of crypto spending. We'll notify you when your Artha.Money card is ready!

By joining, you agree to receive updates about Artha.Money. Unsubscribe anytime.

You're In!

Welcome to the Artha.Money queue! We'll send you an email when your card is ready to order.