For individuals

Your money, everywhere.
One borderless account.

Hold 30+ currencies and 50+ crypto assets. Get paid in any rail. Spend stablecoins anywhere with a Visa Platinum card. Live wherever you want.

See the card

3-min KYC No monthly fees Free virtual card

9:41

good morning

Maya R.

total balance

$24,850.32

+$412.55 (+1.69%) today

Send

Receive

Swap

Card

recent activityall →

USDT received

from Acme Corp · 09:12

+2,400.00

Tokyo Coffee Roasters

visa · ¥820

−5.41

USDC → EUR

@ 0.9241 · 06:28

€461.05

sent in 2.1s

5,000 USDT → London

kyc verified

passed in 2m 14s

visa tap

Berlin · €18.40

For your life

Built for the borderless
generation.

Whether you're earning in dollars, spending in dirhams, or saving in stablecoins — Artha makes it feel local everywhere.

Digital nomads & travelers

One card, every country. Pay in 150+ currencies at real interbank rates. Withdraw cash from any ATM with Visa.

used in 180+ countries

Freelancers & remote workers

Get paid in USD, EUR, GBP, USDT or USDC. Send invoices, receive instant settlement, convert when you're ready.

avg. payout: 2.1 sec

Crypto-natives

On/off-ramp in seconds. Hold BTC, ETH, USDT, USDC. Self-custody anytime — or let us handle MPC custody for you.

50+ assets supported

Sending money home

Send to family worldwide for cents — not the 6-8% legacy remittance services charge. Settled in seconds.

savings up to 95%

Students abroad

Pay tuition in any currency, top up from home, get notifications in real time. No surprise FX hits.

0% FX markup

Online shoppers

Virtual cards in 60 seconds. Single-use card numbers for safer checkout. Apple Pay & Google Pay ready.

unlimited virtual cards

What's inside

Everything in one app.
Nothing missing.

Multi-asset wallet

Hold and manage 30+ fiat currencies and 50+ crypto assets in one account. Real-time balances, instant conversion.

BTC · 0.184 ETH · 4.2 USDT · 8,420 USDC · 3,180 SOL · 42 USD · 2,400 EUR · 1,840 GBP · 980

Instant stablecoin payments

Send USDT or USDC anywhere in seconds, on Ethereum, Solana, Tron, or Polygon — for under a cent.

Visa Platinum card

Spend any balance — fiat or stablecoin — at 80M+ merchants. 0% FX markup. Auto-converts at the till.

Personal IBANs

US USD

XXXX 4218

EU EUR

XXXX 9032

UK GBP

XXXX 7714

On / off-ramp

Buy crypto with cards, bank transfers or stablecoins. Cash out to any IBAN, anywhere — at real rates.

MPC custody

Institutional-grade Multi-Party Computation by Dfns. Or self-custody with your own keys.

The card

Tap. Pay. Travel.
Anywhere.

Three tiers, all powered by stablecoins. Spend USDT, USDC, BTC, ETH or fiat — auto-converted at the till at real interbank rates.

Artha Visa Platinum.
Built for borders that don't matter.

Spend any balance
Stablecoins or fiat — converted in real time at checkout.
Apple & Google Pay
Add to wallet in seconds, ready before your physical card arrives.
Live controls
Freeze, set limits, view receipts — all from your phone.
0% FX markup
Real interbank rates. No foreign-transaction fees. Ever.

Standard

$0 / month

Free virtual card. Perfect to get started.

Free virtual card
$1,000 / month spend limit
Apple Pay & Google Pay
0.5% cashback in USDC

Platinum

$9 / month

Physical metal-style card + premium perks.

Physical Visa Platinum card
$25,000 / month spend limit
1.5% cashback in USDC
Lounge access (3 / yr)
Travel insurance included

Black

$29 / month

Concierge, unlimited lounge, priority everything.

Black metal Visa card
Unlimited spend limits
3% cashback in USDC
Unlimited lounge access
24/7 concierge

Your money, everywhere.One borderless account.

Built for the borderlessgeneration.